:: Mortgage Questionnaire - Own Use of Property ::

01Finance - Size and Shape A) My likely spend on a French property is £ B) A realistic deposit will be £ C) I would prefer all fees to be included D) I will fund my deposit via UK equity release E) The term of the mortgage should be years F) My age is G) My co-borrowers age is
02Security of Repayment Levels In order to protect myself against fluctuations in interest rates and
currency rates, I will feel most comfortable with : A) A fixed-rate throughout the whole term of the mortgage even though the start rate may be slightly higher than those of alternative schemes. B) A rate that is variable up and down but capped at pre-set levels. This represents a medium-rate start C) A variable rate throughout D) A variable rate throughout but one whereby the term of the agreement decreases or extends to accommodate rate changes E) The option to swap between fixed, capped, and variable agreements with the same lender at no redemption fees or penalties
03Repayments A) I would prefer to keep repayments low for the early part of my property ownership by paying on an interest only basis for years and months
B) I would prefer to pay capital and interest from day one C) A fixed repayment plan is attractive to me D) An option to vary my monthly payments by plus or minus 50% and change the term of the mortgage accordingly could prove useful (But-to-Let only ) E) A no-penalty agreement for early redemption would be useful to me after years F) Remortgaging options would be useful to me